Tuesday, 23 September 2025

INDONESIA'S POLICY PARALYSIS IN THE FACE OF CURRENCY PRESSURE

 By KUSNANDAR & CO., Attorneys at Law – Jakarta, INDONESIA

 

The continued weakening of the Indonesian rupiah against the US dollar in recent days is once again raising concerns. On Wednesday, September 24, 2025, the rupiah opened at Rp16,670 per US dollar, following a 0.36 percent drop the previous day. This marks its weakest level since April 2025. Yet, this depreciation comes at a time when the US dollar index (DXY) is itself weakening. This divergence demands a deeper look: why is the rupiah under pressure when the global currency environment is not particularly unfavorable?

 

The answer lies not merely in external dynamics but in the reality of domestic policy that has yet to respond adequately to long-standing structural challenges. The weakness of the rupiah reflects more than just short-term volatility—it underscores a policy landscape that remains reactive rather than proactive, and hesitant rather than bold.

 

Government officials continue to project a message of macroeconomic stability and solid growth. However, the financial markets remain unconvinced. The gap between policy narrative and ground-level execution is increasingly evident. Persistent current account deficits, reliance on imported inputs, and the limited competitiveness of Indonesian exports are fundamental weaknesses that have not been addressed in a meaningful or coordinated manner.

 

Moreover, the response from policymakers has largely been focused on managing perceptions and stabilizing short-term indicators, rather than implementing structural reforms. Fiscal incentives have often lacked strategic direction, with few targeted efforts to drive high-value exports or industrial transformation. Public investment in innovation, research, and technology—a vital component for long-term competitiveness—remains minimal compared to peer economies in the region.

 

On the monetary side, Bank Indonesia has acted with relative discipline in defending the rupiah through interest rate policy and market interventions. But without sufficient support from fiscal and industrial policy, its tools are limited in effectiveness. We cannot expect a central bank to hold the line indefinitely when broader economic policy is not aligned to support currency stability through stronger fundamentals.

 

Initiatives like downstream industrialization are promising but face real obstacles on the ground—regulatory uncertainty, infrastructure bottlenecks, and a workforce that lacks the necessary skills. Meanwhile, many other emerging economies have begun shifting toward technology-driven export models and service sector competitiveness. Indonesia, by contrast, still depends heavily on raw or semi-processed commodity exports. This reflects the absence of a clear, long-term economic transformation blueprint with measurable targets and consistent execution.

 

We must acknowledge that the rupiah's depreciation is not simply a function of global uncertainty. When other emerging market currencies begin to stabilize or rebound, yet the rupiah continues to slide, the issue is domestic. It reflects structural fragility and policy indecision. This should serve as a wake-up call for the government to recalibrate its approach—less focus on optics, and more focus on substance.

 

Rather than relying on superficial measures or reassuring rhetoric, the government needs to show concrete steps toward strengthening structural resilience. Industrial reform, regulatory clarity, and long-term investment in human capital must be top priorities. Without these, any short-term stabilization will be just that—short-lived.

 

This moment presents the government with a choice: continue patching over structural cracks with temporary fixes, or treat this currency pressure as a turning point for serious economic overhaul. If the second path is not taken decisively, the rupiah will not only remain vulnerable but may also lose the market’s trust—something far more difficult to regain than a few hundred rupiah on the exchange rate.


K&Co - September 23, 2025

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