Thursday, 11 September 2025

BUSINESS INTEGRITY STARTS WITH LAW

By Kusnandar & Co,. Attorneys at Law – Jakarta

 

In today’s fast-evolving business environment, commercial law plays a critical role far beyond being a mere administrative tool. It forms the backbone of sustainable, credible, and stable economic activity. Despite this, many business actors in Indonesia still regard commercial law as secondary, engaging it only when legal problems arise. Kusnandar & Co, a Jakarta-based law firm, emphasizes that a strong commercial legal framework is essential for upholding ethics and legal certainty across all business operations.

 

Commercial law governs the relationships between business entities and encompasses a wide array of legal areas. In Indonesia, its basis lies primarily in the Civil Code (KUHPer) and Commercial Code (KUHD), complemented by sector-specific regulations such as Company Law, Trade Law, Consumer Protection Law, and rules from the Financial Services Authority (OJK) and Bank Indonesia. This legal domain covers contract law, international sales, financing and securities, transportation and logistics, bankruptcy procedures, insurance, and financial instruments. Every legitimate business transaction requires a solid legal foundation; without it, transactions risk disputes, financial losses, or regulatory penalties.

 

At the core of commercial law are contracts, which define the rights and obligations of involved parties. However, Kusnandar & Co points out that many Indonesian business contracts are drafted carelessly, often without legal advice, relying on vague language or mere verbal agreements. Such contracts lack crucial elements like arbitration clauses, precise legal terminology, updates reflecting current regulations, or alignment with actual business practices. These oversights often result in avoidable legal disputes involving delayed payments, defective goods, confidentiality breaches, or non-performance, which, if escalated to litigation, can damage long-standing business relationships and incur significant costs.

 

To mitigate these conflicts, alternative dispute resolution methods such as negotiation, mediation, and arbitration should be prioritized. Indonesia’s National Arbitration Board (BANI) offers a reputable forum for arbitration, yet its use remains limited due to lack of awareness or absence of arbitration provisions in contracts.

 

The rise of digital business models introduces new challenges for commercial law, with regulatory gaps emerging around issues like the legal recognition of blockchain-based smart contracts, classification of digital goods, regulation of cross-border digital payments and cryptocurrencies, and liability limits for e-commerce platforms. The recently enacted Personal Data Protection Law adds further complexity by regulating data collection and processing in commercial transactions. These evolving dynamics demand continuous adaptation of legal frameworks to maintain fairness and certainty, especially for MSMEs in the digital sector.

 

Contrary to the perception of legal compliance as a costly burden, Kusnandar & Co stresses that it should be embraced as a strategic risk management tool. Businesses with robust legal compliance gain greater trust from partners, investors, and regulators, which in turn enhances their market reputation and long-term value. Modern law firms have evolved into strategic partners, assisting companies in drafting enforceable contracts, conducting due diligence for investments and mergers, developing risk management systems, and providing legal advice that informs executive decisions. This proactive legal engagement protects companies from future disputes and supports sustainable growth.

 

Ultimately, effective commercial law enforcement reflects a culture of integrity, characterized by honoring contracts, respecting partner rights, and promoting transparency in transactions. Neglecting the law not only increases risks of conflict but also weakens Indonesia’s overall business ecosystem, undermining investor confidence and the country’s competitiveness on a global scale.

 

Kusnandar & Co concludes that strengthening commercial law enforcement is crucial for Indonesia’s economic development. Business actors must move away from treating law as a “back-office” concern and instead integrate it into all aspects of business planning and operations. Legal certainty is not an abstract ideal; it is a vital necessity for fostering a healthy, ethical, and sustainable business environment in Indonesia.


K&Co - September 12, 2025

 

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