Some people admitted that
participation of informal workers in the BPJS Social Insurance Plan was not
easy to exercise. The problem was that the payment mechanism for workers of
this sector was never formulated. Although workers of the informal sector could
make payments the manual way at appointed banks, obedience of the participant
itself was a problem it its own. In response to that matter BPJS promised to
ease the procedure of application by workers of the informal sector, i.e. by
just using a KTP-ID.
The Director of Strategic Planning and Information
Technology Agung Supriyadi stated in Jakarta on Thursday (13/8) state card of
the applicant could be registered at the BPJS office. Meaning Informal workers
needed not to take all the trouble of applying for a member ship card at the
BPJS office. Today the applicant’s registration number is the ID card number
itself.
With reference to Population Research Data Center of LIPI
it was still necessary to make overall announcement of Health Insurance for
independent workers or workers of the informal sector. Survey by LIPI in
Surabaya on 150 workers of the informal sector unveiled that 99% claimed they
did not know anything about BPJS Health Insurance. The reason was that they did
had to work enough time to seek for information as they had to work for longer
hours than the informal sector; besides, access to information was not so easy
for them.
Furthermore according to LIPI Survey other handicaps in
the implementation of SJSN National Insurance was that BPJS premium was too
high to be borne by workers while control over companies’ obedience was not
maximized as the number of Government’s personnel to manage the plan was limited.
The Ministry of Labor as stakeholder and Government
representative of BPJS labor expected that the image of BPJS Labor in the eyes
of the public was not as bad as the BPJS Health insurance which had been widely
criticized by the public. The Director of Social Insurance of the Ministry of
Labor Wahyu Widodo admitted that although there was once outburst due to
lengthy dissolving of balance for Retirement Plan, the Minister expected it
would not worsen BPJS image.
Wahyu was optimistic that with the Pension Plan run on
July 1 last the body would be acclaimed by the people, especially workers
because the benefits rendered by BPJS was this time better. Wahyu said that the
Labor Accident Insurance was now better financed. The Pension Plan rendered
brought sound benefit and there was also scholarship and mortality plan. “This
is BPJS plus points” Widodo said.
The Ministry of Labor reckoned many businesspeople still
broke the rule of membership in Social Insurance run by BPJS. The violations were
deliberately done and disadvantaged workers. Widodo reported there were some
modus detected by the Ministry, i.e. companies not registering their employees
to become participant of BPJS Labor.
The second modus was companies only registered part of
their employees as BPJS member, and the rest not registered so the premium was
reduced. The third modus was companies registering all of their workers as BPJS
member but not including all of their workers as BPJS member but not including
all of the packages legally compulsory. According to the Law workers had the
right to get insurance Working Accident Protection, Pension Plan, Retirement
Plan, and Death Insurance. (SS)
Business News - August 19, 2015
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