In the third week of May
2014 liquidity condition of banking industry or banks as individual was in'-normal
condition, when every Bank was able to fufill all obligations which were urgent
or short term within a period of some months ahead.
Deputy Commissioner of OJK
Strategic Management I B, Lucky Fathul AH in his press conference in Jakarta on
Friday [24/5] on Friday [24/5] stated that in this case he had made inspection
through continual monitoring over the quality and liquidity condition of banks
to make sure that banks and the banking industry was in favorable condition and
was able to operate healthily and competitively.
OJK's appraisal over capitalizing
quality of the banking industry by end of Q-1 2014 sower CAR of 19.77% which
was way above regulatory treshhold of 8% or based on risk profile of banks.
Evaluation of four bank category was as follows: Business Activities General
Banks [BUKU] 1 19.65%, BUKU 2 18.44%, BUKU 3 17.75% and BUKU 4 17,96%.
The adequate banking
capitalizing was among others indicated by low NPL ratio, i.e. 1.01% - meanwhile
by end of Q-1 2014 OJK had been monitoring realization of Bank Business Plan
[RBB] 2014 which signaled credit growth of 0.37% and growth of Third Party
Fund [DPK] 1.25% year to date.
Bank's Intermediary
Activities was measured by Loan to Deposit Ratio [LDR] of 91.17%. Credit growth
and DPK through Q-1 of 2014 was rated as still being on-track with RBB as a
whole. OJK would monitor continually realization by each bank considering that
2014 was election year and preparation for Asia Economic Community 2015.
OJK had urged all
executives at the management helm to step up quality of Risk Management and
Good Corporate Governance [GCG]; always to observe prudential principle and
prioritize on customers' interest. (SS)
Business New - May 28, 2014
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