The small Managing Body for
Cooperatives and Micro-and-small and Medium Business [LPDB-KUMKM] set target
for channeling up by 47.22% compared to
last year at Rp1.8 trillion. Based on data of LPDB-KUMKM, the rolling fund was
given away to around 198,565 UMKM through 628 cooperative bodies. Attainment of
fund pipelining was 80% of target.
Collectability of low performing fund [KDBB] would be
down pressed to as low as possible level so as not exceed tolerance level of
maximum 15% according to targeted business and budget plan 2014. Last year,
channeling of fund was only Rp1.8 trillion, or 93.88% of planned budget close
to Rp1.93 trillion. At he same time, LPDB managed to downsize KDBB to become
0.01% - 0,04%.
The Minister of Cooperatives of UKM Sjarifuddin Hasan
stated in Jakarta on Tuesday [30/9] asked KUMKM players to maximize People’s Credit
Program and the Council for the Rolling Fund as main facilities to access
financing. Meaning there was no extra post to spend when trying to access
financing to LPDB of KUR program. Hence KUMKM could increase their business
capacity swiftly as the administrative process was simple.
By the discipline the fund returned could be used by the
same players; many other UMKM needed financing but had no access to financing.
He stated that if the opportunity of financing was not grabbed it would disadvantage
players of the real sector or the Government. Many business line of different
scale which be benefited by KUMKM.
Interest wise, the two financing system were equally
light, especially to micro businessplayers who wished to access KUR financing
with maximum credit of Rp20 million. the interest was only around 0.9% per
month. LPDP interest to cooperatives [KSP] was 9.5% descended and retail
interest of 6.5% alo descended.
Data of the Ministry of Cooperatives [Kemenkop] had that
the rolling fund pipelined by LPDB-KUMKM had been absorbed to the amount of
Rp1.59 trillion or 60/26% of the targeted Rp2.6 trillion. Sjarifuddin mentioned
that to meet target of 2014, LPDB-KUMK had taken the necessary measures. Among
them was acceleration of process for candidate partner who applied credit of
Rp863.136 million.
Kemenkop and UKM had rescheduled technical visit in the
period of September – November 2012 to candidate partners with total applied
amount of Rp1.795 trillion. They also had allocated fund for cooperatives and
UKM next year amounting to Rp2.75 trillion. As planned, pipelining of fund in
2015 was allocated for UMKM directly or indirectly through cooperatives and non
cooperatives based on executing and channeling platform. The composition was
set a 60% through cooperatives and 40% non cooperatives.
The Minister disclosed that LPDB-KUMKM today collaborated
with various counterparts like: the Council of Prosecutors, BPK and KPK with
the objective to smoothen collection process so NPL could be minimized. i.e.
15%. LPDB-KUMKM had shown their good performance and obtained Certificate as
best BLU in managing special fund by the Ministry of Finance with score 76.33
and manage to excel over other BLU of the same type. Besides LPDB-KUMKM also
had rating of 7.15 by KPK survey 2012 against integrity of public service. Such
was in line with the Management’s commitment in attaining Good Government
Governance [GGG] and corruption preventer. (SS)
Business New - October 3, 2014
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